The Mango People

FD laddering calculator

Split one lump sum across staggered fixed deposits and see how the maturity schedule, blended rate, and total return work out — before you walk into the bank.

Your amount splits evenly across this many deposits.
Most Indian banks pay a bit more for longer tenures — set 0 if your bank's rates don't scale.

Enter an amount and rung count, then build your ladder to see each deposit's tenure, rate, and maturity value laid out side by side.