If you are a regular online shopper the right credit card can earn you point and cash back for your pruchases on online platforms like Amazon, Flipkart, myntra and Swiggy . So using the right card will give you an enhanced shopping experience. Let see about the top credit cards you can use in India .
| Credit Card | Annual Fee | Key Benefits | Apply Link |
|---|---|---|---|
| Flipkart Axis Bank Credit Card | ₹500 | 5% cashback on Flipkart & Myntra | Apply Now |
| Amazon Pay ICICI Credit Card | ₹0 | 5% back on Amazon (Prime), 1% elsewhere | Apply Now |
| HDFC Millennia Credit Card | ₹1,000 | 5% cashback on Amazon, Flipkart, Swiggy | Apply Now |
| SBI SimplyCLICK Credit Card | ₹499 | 10x reward points on online partners | Apply Now |
| Axis Ace Credit Card | ₹499 | 5% cashback on Google Pay, bill payments | Apply Now |
Best For: Flipkart, Myntra, and Swiggy shoppers
It come with 5% cashback on Flipkart and 4% on preferred merchants
And you get 1.5% on all other spends
Complimentary lounge access on domestic terminals
Annual Fee: ₹500
Verdict: A must-have if you’re a regular shopper on Flipkart or Myntra , A good value for its fee.
Best For: Amazon Prime members
You will get 5% back on Amazon (Prime), and 3% (non-Prime), 1% on other shoppings
There is no annual fee, ever
You will get seamless cashback into Amazon Pay balance
Annual Fee: No annual feee
Verdict: Ideal for Amazon loyalists—no hidden costs only pure savings
Best For: All-round online shoppers
It give you 5% cashback on Amazon, Flipkart, Zomato, and Swiggy
There is a fuel surcharge waiver
Complimentary lounge access on international and domestic
Annual Fee: ₹1,000 ( waived off when you spend Rs 1,00,000 and above )
Verdict: A strong all-rounder if you are spending on your expenses
Best For: People who are seeking rewards for online shoppings .
You will get 10x reward points on Amazon, BookMyShow, Cleartrip
There is also a milestone bonuses up to ₹2,000
You have a spend-based fee waiver
Annual Fee: ₹499
Verdict: Best if you value reward points over cashback.
Best For: People are who are doing bill payments via Google Pay
You will have 5% cashback on utility bills, DTH, and recharges
And you will get 2% on other spends
Complimentary lounge access
Annual Fee: ₹499
Verdict: Great for everyday essentials if you are some one who are paying all the bills online .
Q. Which credit card is best for Amazon shopping?
If you are a regular Amazon shopper , Amazon Pay ICICI is unbeatable for Prime users—no annual fee and 5% cashback.
Q. Can students apply for these cards?
Most cards require income proof. Students can explore secured or entry-level cards or get a addon cards from your parents or the next kin.
Q. Is cashback credited instantly?
It varies from card to card . Amazon Pay is instant; others credit monthly/quarterly. You can check with the respective credit cards when you apply.
The right credit cards makes online shopping smarter, and saves money with offers and cashbacks . Pick a card that matches your lifestyle preference and spend habits—and always read the terms and condition before applying the card .
