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Finance Blogs

Minimum CIBIL Score for Personal Loan, Home Loan & Credit Card (2026)

The minimum CIBIL score for personal loan approval is usually 700–750 at banks and 650–700 at NBFCs. But no bank publishes one hard…

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NSC Calculator: Maturity Value at 7.7% (2026)

The National Savings Certificate (NSC) is one of the most straightforward government-backed savings instruments in India — a fixed 5-year investment with guaranteed…

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PPF Calculator: Maturity Value at 7.1% (2026)

  The Public Provident Fund (PPF) is one of the few investments in India that's completely tax-free at every stage — the deposit,…

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Tax on Lottery & Game Show Winnings in India (2026)

Winning a lottery, acing a quiz show, or scooping a big prize on television feels like pure good fortune — until you see…

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Types of Bank Accounts in India & Their Advantages (2026)

Most people have a savings account and never think much beyond that — but India's banking system actually offers several distinct account types,…

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Gratuity Calculator: Formula & Rules for India (2026)

If you're leaving a job after several years, you may be owed a gratuity payment — a statutory lump sum many employees don't…

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