Every tool below runs instantly in your browser — no sign-up, no downloads, and nothing you enter is sent to a server. Pick the one you need:
Find your exact monthly loan instalment for a home, car, or personal loan in seconds. Drag the sliders or type your numbers directly, and see your EMI, total interest, and total repayment update instantly.
See how much interest a part-payment saves on your loan, and whether you are better off finishing earlier or lowering your EMI. Add a one-time lump sum, a monthly extra, or both, and compare the results side by side.
Use the Prepayment Calculator →
Create a fully GST-compliant invoice for your business or freelance work — automatic CGST/SGST/IGST calculation, support for separate bill-to and ship-to parties, and updated for the current GST 2.0 rate slabs. Download or print as a PDF when you’re done.
Use the GST Invoice Generator →
See how splitting a lump sum across staggered fixed deposits balances safety, liquidity, and return — enter your amount and number of rungs to see the full maturity schedule.
Use the FD Laddering Calculator →
See how much money you will get in hand after all the detection from your salary — enter your salary and see how much money you will get in your bank after all your detection.
Use the In-Hand Salary Calculator →
See your exact monthly TDS deduction on salary, plus current thresholds for TDS on FD interest, rent, and professional fees for 2026 — including the raised Budget 2025 limits most calculators still show as outdated.
See the exact maturity value of a Recurring Deposit at current rates — enter your monthly deposit, rate, and tenure for the full year-by-year growth.
For senior citizens: see your exact quarterly payout from the Senior Citizen Savings Scheme at the current 8.2% rate — higher than any bank’s senior citizen FD.
Enter your salary, employment type, and age to see which credit cards you’re realistically likely to qualify for — before applying and risking a hard inquiry on your credit report.
Use the Credit Card Eligibility Calculator →
Already know you’re eligible? See how much credit limit you’d actually be offered, based on the real 2-3x income formula banks use, adjusted for your existing EMIs and CIBIL score.
Use the Credit Card Limit Calculator →
See your real EMI after the moratorium period ends — including how much unpaid interest gets added to your principal if you don’t pay during your studies, and how the current interest rate on an education loan compares across public banks, private banks, and NBFCs.
Use the Education Loan EMI Calculator →
See your exact estimated gratuity payout, updated for the 2026 labour code changes — including the new 50% wages rule that can increase your payout, and 1-year eligibility for fixed-term employees.
See your PPF maturity value at the current 7.1% rate, year by year. PPF is tax-free at every stage: the deposit, the interest and the final amount.
See your exact monthly contribution and guaranteed pension amount under APY — built for unorganised sector workers with no employer pension, showing contribution by age and target pension slab.
Use the Atal Pension Yojana Calculator →
See your exact National Savings Certificate maturity value at the current 7.7% rate, year by year, along with the tax benefit most people don’t fully understand.
See exactly when your Kisan Vikas Patra investment doubles at the current 7.5% rate (115 months), and the tax trade-off most guides skip.
See your guaranteed monthly income from a Post Office Monthly Income Scheme deposit at the current 7.4% rate, plus the exit penalties and tax treatment most guides skip.
Exact maturity value of a Post Office Time Deposit for 1, 2, 3 or 5 years, including the strict withdrawal rule on 5-year deposits that most calculators don’t mention.
Use the Post Office TD Calculator →
See your daughter’s SSY maturity value at the current 8.2% rate, plus when you can actually withdraw: at 18 or on completing 10th standard, whichever comes first.
Project your EPF retirement corpus, with your employer’s contribution correctly split between your EPF account and the pension scheme (EPS).
Project your NPS corpus at 60, then see how much you can withdraw as a lump sum under the December 2025 rules, and how much of it is actually taxable.
Enter a lottery, game show or prize win and see the tax, surcharge and cess line by line, plus what you actually receive after TDS.
Use the Lottery Tax Calculator →
Ten real questions on CIBIL, tax, EPF, NPS and savings schemes, with an instant explanation after each one. See how your score compares.
Take the Financial Literacy Quiz →
Answer four quick questions and get one recommendation from eight government savings schemes, with a link to the matching calculator.
Prefer a spreadsheet you can keep? This free Excel/Google Sheets toolkit bundles an FD tracker, SIP tracker, expense tracker, and credit card due-date tracker into one file, with a live dashboard pulling totals from every tab automatically.
Get the Free Personal Finance Toolkit →
Beyond calculators — honest picks for budget planners, home safes, document organizers, and desktop calculators that pair well with the tools above.
Browse Recommended Money Tools →
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