Free Personal Finance Toolkit — FD, SIP, Expense & Credit Card Tracker

Managing FDs, SIPs, monthly expenses, and credit card due dates across five different apps and a mental checklist gets old fast. This free spreadsheet puts all four in one place — no sign-up fees, no catch, just genuinely useful trackers you can start using today.

What’s Inside

• Dashboard — a live summary pulling totals from every other tab automatically
• FD Tracker — enter your bank, principal, and rate; maturity value calculates itself
• SIP Tracker — tracks months invested, total invested, and your return %
• Expense Tracker — budget vs. actual by category, with the difference calculated for you
• Credit Card Tracker — flags “Due Soon!” in red when a payment is within 3 days

Works in both Excel and Google Sheets. Blue cells are where you enter your own numbers; black cells are protected formulas that update automatically.

Get the Free Toolkit

Enter your email below and the download link will land straight in your inbox — plus occasional updates when we publish new tools and guides. No spam, unsubscribe anytime.

Looking for more free tools in the meantime? Check out our EMI Calculator, FD Laddering Calculator, and GST Invoice Generator.